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Savings and Money Market Deposit Accounts

View our Fee Schedule

Junior Savings

How can you teach your child to save?

Start out with our Jr. Savings Account.
  • For those under 18 years of age.
  • 4 free withdrawals monthly with a $1.00 charge for each withdrawal in excess of 4.
  • Parent must bank with us for child to have Junior Savings Account.
Statement Savings

Do you prefer a more traditional savings account?
  • Maintain $200 average daily balance.
  • 4 free withdrawals monthly with $1.00 charge for each withdrawal in excess of 4.
  • Minimum opening deposit $200.
*Monthly maintenance fee of $3.00 assessed if average daily balance is not maintained.

Money Market Savings

Want to maximize interest and still maintain easy access to your funds?

Maintain $1,000 minimum daily balance.*

Balance Tiers Rate
$1,000-$9,999 Please call for rates
$10,000-19,999 Please call for rates
$20,000 and Up Please call for rates

6 withdrawals monthly (3 can be checks).**

*Monthly maintenance fee of $6.00 is assessed if the minimum daily balance is not maintained.
**A per item fee is charged for exceeding withdrawal limits. See current fee schedule for details.


Certificates of Deposit

Do you prefer to invest for the longer term?
  • Less than one year maturity $1,000 minimum.
  • One year or greater maturity $500 minimum.
  • Maturities: 30, 60, 90, 180 days and 1,2,3,4 and 5 years.
  • Please call for current rate.
Individual Retirement Accounts

Are you interested in a tax-deferred account?
  • Certificates of Deposit







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First Capital Bank 4222 Cox Road, Suite 200 Glen Allen, VA 23060 804.273.1160