Money Market

Money Market Savings

Designed for customers who would like a convenient savings account with competitive interest rates, immediate access to their funds and check writing capability

Features and Benefits

  • Competitive rates of interest
  • Interest rate balance tiers
    • $1,000 - $9,999
    • $10,000 - $19,999
    • $20,000 & up
  • Free Internet Banking
  • Free Online Check Images View
  • Unlimited withdrawals at ATMs and in person
  • Free ATM/Debit Card with primary checking account
  • Courier pick up for non-cash deposits
  • Six free withdrawals monthly

Requirements to Waive Monthly Service Charge

  • $1,000 minimum average daily balance

Monthly Service Charge

  • No monthly maintenance fee if minimum balance is kept; otherwise $6 per month

Transaction Limitations

  • Banking regulations allow no more than six transfers and withdrawals per calendar month. There is a charge of $5.00 for each withdrawal in excess of six.

Minimum Opening Deposit

  • $1,000

Capital Performance Money Market

Designed for customers who keep $10,000 or more in money market savings balances and desire more competitive interest rates, immediate access to funds and limited check writing capability

  • Competitive rates of interest
  • Free Internet Banking
  • Free Online Check Images
  • Unlimited withdrawals at ATMs and in person
  • Free ATM/Debit Card with primary checking account
  • Six free withdrawals monthly

Transaction Limitations

  • Banking regulations allow no more than six transfers and withdrawals per calendar month. There is a charge of $5 for each withdrawal in excess of six.

Minimum Opening Deposit

  • $10,000

Other Limitations

  • If balance drops below $10,000, the interest rate drops to a lower tier Money Market rate.
 

To start saving today with a First Capital Money Market Account, please contact us at your local First Capital Bank Branch, or call us at 804.273.1160.

Access your accounts online 24 hours a day via First Capital Bank Online Banking. To sign up for Online Banking, please call us at 804.273.1250.