We offer three separate checking accounts to fit your individual banking needs. Each account delivers personalized service with great benefits like:

  • Our Mobile App, which allows you to check balances, make transfers, deposit checks and more, right from your phone
  • Free Online Banking with BillPay, 24/7
  • Fast and convenient service at any of our eight local branches

Rewards Checking

A checking account that gives customers cash back on every qualifying debit card purchase.

  • Use First Capital Bank debit card for purchases
  • Earn 5� back on every purchase between $1.00 and $24.99
  • Earn 10� back on every purchase of $25.00 or more
  • No minimum monthly balance required
  • No minimum opening deposit
  • No monthly service charge
  • $25.00 to open

Free Checking

A checking account with no monthly service charges.

  • No monthly service charge
  • No minimum balance requirement
  • No minimum opening deposit
  • $25.00 to open

Interest Counts Checking

A checking account that allows customers to earn up to 3x the national average in interest on their checking balances.

  • Earn 2.01% APY* on balances up to $15,000
  • Earn .25% APY* on balances over $15,000
  • Up to $16 in foreign ATM charges refunded per cycle
  • $500 to open
  • No monthly fee with $1,000 average daily balance
  • For average daily balance less than $1,000, $5 monthly maintenance fee
  • 10 or more debit card purchases per month, e-statements, and one external deposit or withdrawal per month are required

*Blended APY* will range from 2.01% at $15,000 to .25% at $250,000. Certain requirements apply.
If qualifications are not met, you still earn .10% APY* on all balances. Rates are variable. Annual Percentage Yields (APY) are effective 5/1/2012.
A monthly maintenance fee of $5 is assessed if Average Daily Balance of $1,000 is not maintained. Fees could reduce earnings on account.

For a complete listing of the bank's current banking fees, request a copy of our Personal Banking Fee Schedule.