Checking

From earning an interest rate that's up to 3x the national average to cash back on every purchase to no monthly service charges, First Capital Bank offers you three separate checking accounts to fit your personal needs.

Interest Counts Checking

Designed for customers who'd like to earn up to 3x the national average in interest on their checking balances

  • Earn 2.01% APY* on balances up to $15,000
  • Earn .25% APY* on balances over $15,000
  • No monthly service charge with Average Daily Balance of $1,000
  • Free Online Banking with Bill Pay
  • Free Online Check Images
  • Free Visa ATM/Debit Card
  • Unlimited check writing

Requirements

  • Make 10 or more debit card purchases per month
  • Set up 1 or more direct deposit or automatic payment per month
  • Enroll in eStatements

Monthly Service Charge

  • $5, if Average Daily Balance of $1,000 is not maintained

Minimum Opening Deposit

  • $500

Rewards Checking

Designed for customers who'd like to earn cash back on every qualifying check/debit card purchase

  • Earn .05 to .10 back on every qualifying check/debit card purchase
  • No minimum monthly balance requirement
  • Free Online Banking with BillPay
  • Free Online Check Images
  • Free Visa ATM/Debit Card
  • Unlimited check writing

Requirements

  • Use a First Capital Bank debit card for purchases

Monthly Service Charge

  • None

Minimum Opening Deposit

  • $25

Free Checking

Designed for customers who would like a checking account with no monthly service charge

  • No monthly service charge
  • No minimum balance requirement
  • Free Internet Banking with Bill Pay
  • Free Online Check Images
  • Free Visa ATM/Debit Card
  • Unlimited check writing

Requirements

  • None

Monthly Service Charge

  • None

Minimum Opening Deposit

  • $25
 

To sign up for the checking account that's right for you, please contact us at your local First Capital Bank Branch, or call us at 804.273.1160.

To order checks, please contact a branch or email us.

Access your accounts online 24 hours a day via First Capital Bank Business Online Banking.
Blended APY* will range from 2.01% at $15,000 to .25% at $250,000. Certain requirements apply. If qualifications are not met, you still earn .10% APY* on all balances. Rates are variable. Annual Percentage Yields (APY) are effective 5/1/2012. A monthly maintenance fee of $5 is assessed if Average Daily Balance of $1,000 is not maintained. Fees could reduce earnings on account.
*APY = Annual Percentage Yield