Certificates of deposit

Designed for those who want to earn interest on deposit balances of $500 or more through a desired maturity date

  • Flexible maturities of from 180 days to five years
  • Interest will be credited to customer's account or mailed monthly or quarterly per customer's request
  • Convenient automatic renewal


  • No additional deposits may be made to the account prior to maturity
  • Penalty for early withdrawal varies depending on maturity and balance
  • Other restrictions may apply

Minimum Opening Deposit

  • $1,000 for Certificates of 180 days
  • $500 for Certificates of all other maturities

To enroll in a First Capital CD Account, please contact us at your local First Capital Bank Branch, or call us at 804.273.1160.

Access your accounts online 24 hours a day via First Capital Bank Online Banking.